# Financialization The service where financialization has done for the relevant amount or less than the relevant amount from the credit card in pre-authorized transactions. {% hint style="info" %} This service is only used for capturing pre-provision type transactions. {% endhint %} {% hint style="warning" %} To use the financialization service, you must perform basic authentication with the secret\_key. [See More](https://doc.paynet.com.tr/authentication#secret-key) {% endhint %} {% hint style="success" %} [https://api.paynet.com.tr/v1/transaction/capture ]() {% endhint %} {% tabs %} {% tab title="Request Parameters" %} | Parameter Name | Type | Required | Description | | ----------------- | ------ | -------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **xact\_id** | string | Yes\* | Encrypted Transaction Id. | | **xact** | string | Yes\* | Transaction Id. | | **reference\_no** | string | Yes\* | Reference number of the related transaction | | **amount** | string | No | The amount at which financialization is wished. The amount must be multiplied by 100. It should be sent as like “10.00 TL” => “1000”. If it is sent empty, the full pre-authorization amount will be taken. | {% endtab %} {% tab title="Response Parameters" %} | Parameter Name | Type | Description | | ---------------------------- | -------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | | **xact\_id** | string | Encrypted Transaction Id. | | **xact\_date** | datetime | Transaction Date. | | **transaction\_type** | char | 1 for sale 4 for financialization | | **pos\_type** | char | 5: Paynet POS | | **is\_tds** | bool | If the transaction performed with 3D,this value return as true. | | **agent\_id** | string | Paynet agent code of the dealer that performed the transaction. | | **user\_id** | string | The user who performing the transaction. | | **email** | string | Mail address. | | **phone** | string | Phone number. | | **bank\_id** | char | The bank's code in the Paynet system. | | **instalment** | int | Installment count.[See More](https://doc.paynet.com.tr/genel-bilgiler/taksit-kodlari) | | **ratio** | float | Rate that used during transaction. | | **card\_no\_masked** | string | Masked card number. | | **card\_holder** | string | Card owner. | | **amount** | decimal | Amount that withdrawn from credit card. | | **net\_amount** | decimal | Amount without commission. | | **comission** | decimal | Comission. | | **comission\_tax** | decimal | Comission tax. | | **currency** | char | Currency. | | **authorization\_code** | string | Bank confirmation code. | | **reference\_code** | string | Bank reference code. | | **order\_id** | string | Bank order no. | | **is\_succeed** | bool | It returns true if the transaction successful. If the transaction is successful, it returns as http 200 and and is\_succeed return as true. If the bank does not approve transaciton, it returns http 200 and is\_succed return as false. | | **paynet\_error\_id** | string | Paynet system error code. | | **paynet\_error\_message** | string | Paynet system error code. | | **bank\_error\_id** | string | Bank error code. | | **bank\_error\_message** | string | Bank error message. | | **bank\_error\_short\_desc** | string | Bank error message. | | **bank\_error\_long\_desc** | string | Bank error message. | | **object\_name** | string | Transaction. | | **code** | string | System result code . [See more](https://doc.paynet.com.tr/genel-bilgiler/hata-kodlari/doenues-kodlari) | | **message** | string | System message. | | {% endtab %} | | | {% tab title="Request" %} ``` { "xact_id":"xk_EAAAANFhOW7SioFxO8LHPMruxp0hX3wE8NmJSmGUD*W3uISj" , "amount":"100" } ``` {% endtab %} {% tab title="Response" %} ``` { "xact_id": "xk_EAAAAIO6j*mZ24gKFpk739cUeuL9P7oKyavBUO0Rbe7WKYXG", "xact_date": "2016-04-08T10:27:22.0296925+03:00", "transaction_type": 4, "pos_type": 5, "is_tds": true, "agent_id": "20005", "user_id": "cardholder", "email": "", "phone": "", "bank_id": "AXSS", "instalment": 3, "ratio": 0.04, "card_no_masked": "435508******4358", "card_holder": "GJH", "amount": 0, "net_amount": 56.55, "comission": 2.37, "comission_tax": 0.43, "currency": "TRY", "authorization_code": "aut-8229", "reference_code": "ref-8229", "order_id": "order-8229", "is_succeed": true, "paynet_error_id": "", "paynet_error_message": "", "bank_error_id": "", "bank_error_message": "", "bank_error_short_desc": "", "bank_error_long_desc": "", "object_name": "transaction", "code": 0, "message": "Başarılı İşlem" } ``` {% endtab %} {% tab title="Service Url" %} | System | URL | | --------------- | ------------------------------------------------------ | | **Live System** | | | **Test System** | | | {% endtab %} | | | {% endtabs %} | | {% hint style="info" %} At least one of the **xact\_id**, **xact** and **reference\_no** fields is required. {% endhint %} --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://doc.paynet.com.tr/english/transaction/financialization.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.